Opt-Out Information for ESL International Students

If you already have an alternate health insurance plan that is equivalent to our plan, you may be eligible for a refund for the Health Plan fee.

Opt-out procedures for the Medical Services coverage

The student must complete and sign a Waiver Application Form which is available at the Student Association office. A staff will provide you more information when you go to pick up a form.
The student must then contact fax the completed waiver form to the student’s alternative insurance company. An official representative of that alternative insurance company must then complete, stamp and sign the form. By completing and signing the Waiver form, the alternative insurance company agrees that any cost and liability for the student will be shouldered and paid for by that insurance company.
An English version of the policy must be attached to the completed and signed Waiver form.
These completed documents must then be submitted to the Student Association office by fax at 416-415-4719 or 416-415-2491, dropped off in person at any office or scanning through e-mail.
The student must make sure that the Student Association receives their waiver application from their insurance company. The student’s insurance company is responsible to send the completed waiver application and English policy before the opt-out deadline. Any documents that are received after the opt-out deadline will not be accepted.


Please note that any Application of Waiver forms which are incomplete will not be accepted. Additionally, we are unable to accept any waiver applications faxed directly by the insurance company without the above process being completed.

After the opt-out deadline the online application will be closed. Therefore, it is very important that you do not miss the opt-out deadline. If you do not know when the opt-out deadline is; please visit the Student Association close to your campus or you can contact us at the information listed below.

Phone: (416) 415-5000 ext. 2445 or (416) 415-5000 ext. 2455

Email: healthbenefits@sagbc.ca

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