This plan is for international students studying at George Brown College and who are enrolled in a post-secondary program. It is an OHIP replacement plan with medical services, offered under We Speak Student.
What do I have to do when I need to make a medical visit?
- For non-urgent medical conditions, visit a clinic to avoid long wait times.
- Before you go, always call the facility to check if you need an appointment.
- Contact Morcare at 416-216-5735 / 1-888-985-1552 to connect to Intrepid 24/7 to facilitate your access to a provider
- Bring your wallet card, claim form and student ID to avoid paying up front once Intrepid 24/7 sets up your visit. NOTE – Coverage is up to the benefit maximum. Other fees or costs may apply to you.
- For a medical emergency, contact Emergency Assistance.
- If your condition is life threatening, visit a hospital emergency room or call 911.
How do I claim using your Extended Health Plan?
Please visit: https://www.claimsecure.com/secure/eprofile/external_login.aspx?wcid=17212
Create your own account to be able to submit online your claim for your dental, vision, drug, and paramedical services expense.
How do I claim using your OHIP Alternative Plan?
These claims must be submitted by mail only.
- Your Group Policy Number is: 100011335
- Provider: Special Markets Solutions
- Your certificate number is your Student ID
You can download your claim forms at www.wespeakstudent.com
Please ensure that if you pay any expenses yourself, you obtain original receipts and mail complete forms to the address on the form.
What is the drug, dental, and vision coverage?
Your drug, dental, and vision plan varies depending on the type of extended plan you choice. Keep in mind your Insurance Plan have 4 types of Extended Coverage that you can choice from.
- Balanced Plan (Auto-Enrolled)
- Enhanced Drug Plan
- Enhanced Dental Plan
- Enhanced Extended Health Care Plan
To find details about the 4 types of extended coverage; please visit: https://wespeakstudent.com/home/47-george-brown-college
NOTE: There is a deadline to select the Extended Coverage you want. For the September 2016 intake the deadline is Oct. 6, 2016 and for the January 2017 intake the deadline is Feb. 2, 2017
Is massage therapy covered under the insurance plan?
Yes, massage therapy is covered under the plan. Please note that you must obtain a referral note from your family doctor stating that you requires massage therapy otherwise it will not be covered under the plan.
Is acupuncture covered under the plan?
No, acupuncture is not covered under the plan.
Are orthodontics covered under the plan?
No, Orthodontics are not covered under the plan.
Are contraceptives or “birth control” covered under the plan?
Yes, the coverage varies depending on the type of Extended Coverage plan you choice.
Are naturopaths covered under the plan?
Yes, naturopaths are covered under the plan.
How do I find out if a particular medication is covered?
Please call We Speak Student at (416) 216-5735 or Toll Free: 1-888-985-1552 have the medication DIN# (your doctor or pharmacist can provide you with this number).
Can I cancel my insurance if I don’t want it?
Yes, but only if you have an alternative insurance. Please visit the Student Association Office to pick up the Opt-out application form for Post-Secondary International Student. Please keep in mind there is a deadline to opt-out. Students cannot opt-out to the Health Insurance after the deadline.
September 2016 students: Thursday, Oct. 6, 2016
January 2017 students: Thursday, Feb. 2, 2017
(NOTE: Students who started their program in September 2016 can not opt-out in January 2017)
I applied to opt-out of the plan why have I not received my refund yet?
If you paid your tuition fees in full at the start of the school year and have opted-out, you may receive a refund cheque issued by George Brown College to your mailing address. However, if you have only paid a portion of your tuition fees and have successfully opted-out, the refund will be deducted from the portion of your unpaid tuition fees. For more information, please visit our Student Association offices.
Am I covered if I’m traveling outside Canada?
Yes. Out of Province coverage is under at RSA Travel Insurance under policy #: 1168929. Outside the country Travel Medical Emergency Insurance is available under Global Excel. For assistance dial 1-866-970-1898 within Canada and the United States or call collect +819-566-1898 when traveling outside Canada and the United States.
When does my coverage end?
Regardless of September or January start students, your coverage ends on Aug. 31.